Household Saving Ratio — methodology

What this metric measures

The share of household disposable income that households save rather than spend, seasonally adjusted.

Why it matters: A high saving ratio means households are building a buffer; a low or falling one means they are spending more of what they earn, which leaves them more exposed to rate rises or job loss.

Source & provenance

Publisher

ABS Australian National Accounts: Key Aggregates (Cat. 5206.0), ANA_AGG M7.HSR

Update frequency

quarterly

Licence

CC BY 4.0

How the score is computed

The score is a 0–100 normalisation of the latest observation, compared to a baseline window. The traffic-light rating (RAG) reflects both the absolute level and the recent trend.

Direction

Context-dependent

Trend window

24 months

Baseline

Last 10 years

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