Household Net Wealth per Capita — methodology

What this metric measures

Household net worth - all assets (housing, super, deposits, equities) less all liabilities - divided by the resident population, from the RBA's household balance-sheet table and ABS population estimates.

Why it matters: Wealth per person is the balance sheet behind household confidence: it shows whether asset growth is outpacing debt over time.

Source & provenance

Publisher

RBA Table E1 - household net worth (BSPNSHUNW), divided by ABS quarterly ERP population

Update frequency

quarterly

Licence

CC BY 4.0

How the score is computed

The score is a 0–100 normalisation of the latest observation, compared to a baseline window. The traffic-light rating (RAG) reflects both the absolute level and the recent trend.

Direction

Higher is better

Trend window

24 months

Baseline

Last 10 years

{
  "red_max_pct_of_baseline": 95,
  "amber_min_pct_of_baseline": 95,
  "green_min_pct_of_baseline": 102
}